Activate Destiny Credit Card Online [UPDATE]

The Destiny Credit Card is for you if you’re looking to establish credit or rebuild your credit. Once you have been approved for the Destiny Credit Card at, you must wait until it arrives before you can activate it and enjoy all the benefits and new purchasing power your new Destiny card offers.

You can activate your account online or by phone. For a step–by–step guide on both activation methods, please see the following: activate

Activate Destiny Credit Card (requires logging in) via

  1. To activate the card, you should visit the page
  2. Enter your username and password and click the Login button. ( if you have an account, then register first.)
  3. Input the card number.
  4. Enter the expiration date for the card.
  5. You must input the security code (CVV) on the back of the card.
  6. Finally, click on the button to activate.
  7. Done

Activate Destiny Credit Card Via Phone Number

You can also activate your Destiny card via the customer support phone number. Simply call the support and ask for card activation and follow the prompt

  • Customer Service:
  • Technical Support:
  • Fax:

Correspondence address:
Genesis FS Card Services
PO Box 4477
Beaverton, OR 97076-4477

How To Login & Signup For Destiny?

If you’d like to control your account in accordance with your own preferences, here’s how to apply to get an account on Destiny.

  • Visit the and click “register your account“. 
  • Input your account number.
  • Fill in your birth date.
  • Enter the social security number.
  • Hit Next.  Click the Next button.
  • Follow the prompts on the screen to sign up for an account with the Destiny Card account.

What are the Benefits of Destiny MasterCard?

These are the main benefits of a Destiny MasterCard.

  • No upfront security deposit: The Destiny MasterCard’s most outstanding feature is the absence of a security deposit. This card does not require a security deposit, unlike most credit cards.
  • Minimum Credit Score: This card is also available without a good credit history.
  • Quick Prequalification: This is the fastest way to determine if you are eligible for a Destiny MasterCard. It takes only 60 seconds. You will receive a new card as soon as you apply if you are eligible.
  • Reports to All Three Credit Bureaus The Destiny MasterCard sends all your reports to each credit bureau.


What happens if my card is missing or stolen?

If your credit card has been lost or stolen, you should contact us immediately at 1-888-260-432. Should your debit or credit card be stolen or lost and used without your authorization, you may not be held accountable for the charges.

Where can I use the Destiny Mastercard?

You can make use of Your Destiny Mastercard for purchases and cash advances at all locations that display the Mastercard logo.

What Destiney credit is available?

Destiney Credit available is your credit limit less your current balance and the amount you have available for use. Keep in mind that your credit limit might not reflect a transaction for at least 14 days to let us verify your account's funds.

When will the online transaction be credited to my account?

The time limit for online payment is 5 p.m., Pacific Time. If we receive your payment online before five p.m., Pacific Time, your payment will be added to your account on the date on which it is received. In the event that we receive your transaction late, the credit will appear on the following calendar date.

What was the reason my monthly minimum payment was not reduced after the retailer gave me a credit on my account?

In certain situations, the minimum monthly amount for payment won't be decreased. For instance, if there is just a partial credit applied to an amount from a purchase transaction, that is not a reduction in the amount of your minimum monthly payment. The reason is that the monthly amount for the purchase amount is fixed. It will be included in the calculation of your monthly minimum payment until the balance of your purchase transaction is zero. For more details on how your minimum monthly amount is determined, review your account agreement.

Is there an app for my destiny credit card?

Yes, the Destiny card is available For Android & IOS.

Can I use my destiny card at an ATM?

Yes, you can use your destiny card at ATM for cash advances.

What is Destiny credit card limit?

Currently the limit is 700$

Best Way to Get a Destiny Card PIN

Call Destiny customer service at 1-800-583-5698 or call the number on the back of your Destiny Card. Inform the representative that you want a credit card PIN. Receive the PIN in the mail, over text, or by email.

Does destiny credit card have a mobile app?

Yes, you can download for Android and Apple store.

Making Payment with Destiny Card?

Yes, you can make payments in the easiest way by using your card and also via a mobile App. it is a very convenient way to make secure payments.