Kohls.com Activate Kohl’s Credit Card Online [UPDATE]

Kohl’s, a popular American department store, offers its customers a rewarding shopping experience with their exclusive credit card. The Kohl’s Credit Card comes with numerous perks, including discounts, special offers, and the ability to earn Kohl’s Cash.

If you have recently received a Kohl’s Credit Card and are eager to start taking advantage of its benefits, this comprehensive guide will walk you through the simple activation process. Read on to learn how to activate your Kohl’s Credit Card and unlock a world of savings and rewards.

The Kohl’s Credit Card is a store-specific credit card that is issued by Kohl’s in partnership with Capital One. It is designed to enhance the shopping experience for loyal Kohl’s customers by offering various discounts and incentives. The cardholder gains access to exclusive promotions, early sale notifications, and opportunities to earn Kohl’s Cash on purchases. With no annual fee, the Kohl’s Credit Card presents a valuable opportunity for savvy shoppers to save money and get rewarded for their purchases.


Types of Kohl’s Credit Cards

Kohl’s offers two main types of credit cards to suit different customer preferences:

  1. Kohl’s Charge Card: This is the store’s traditional credit card. It allows cardholders to make purchases on credit at Kohl’s and provides access to exclusive cardholder offers.


  1. Kohl’s Charge Card with MVC (Most Valued Customer) Status: This upgraded version of the Kohl’s Charge Card is reserved for customers who achieve MVC status. MVC status is earned by spending a certain amount in a calendar year. Cardholders with MVC status receive additional discounts and special offers throughout the year.

The Benefits of Activating Your Kohl’s Credit Card

Activating your Kohl’s Credit Card comes with a range of benefits, making it a valuable addition to your wallet:

  1. Discounts and Offers: Cardholders enjoy regular discounts and offers, often exclusive to Kohl’s Credit Card users. These discounts can significantly lower the price of your purchases, saving you money on your favorite brands.
  2. Kohl’s Cash: One of the most appealing features of the Kohl’s Credit Card is the ability to earn Kohl’s Cash on purchases. Kohl’s Cash is a form of store credit that can be used on future purchases, providing further savings.
  3. Extra Savings Days: Kohl’s often hosts Extra Savings Days for cardholders, during which they receive additional discounts on top of regular promotions.
  4. No Annual Fee: Unlike some credit cards, Kohl’s Credit Card does not come with an annual fee, making it more accessible and cost-effective.
  5. Convenient Payment Options: The credit card allows you to make purchases and pay off your balance conveniently. You can also access your account online to track spending, view statements, and make payments.
  6. Special Offers for MVC Status: If you achieve MVC status, you will receive even more exclusive discounts and offers, enhancing your savings potential.

Activate Kohl’s Credit Card Via kohls.com

Now that you understand the benefits of the Kohl’s Credit Card, let’s walk through the step-by-step process to activate your card:

  • After applying and getting approved for the Kohl’s Credit Card, you will receive your card through the mail at the address provided in your application.
  • Kohl’s usually sends an activation notice along with the credit card. The activation notice contains essential information and instructions to activate your card. Look for this notice in your mailbox and ensure it’s from Kohl’s.
  • The most convenient and recommended way to activate your Kohl’s Credit Card is online. Go to the official Kohl’s website at www.kohls.com.
  • If you already have an account with Kohl’s, sign in using your credentials. If you are a new user, create an account by providing the necessary information, such as your name, email address, and password.
  • Once you are logged in, navigate to the “My Kohl’s Card” section on the website.
  • On the “My Kohl’s Card” page, you will find a section to enter your credit card information. Fill in the required details, including the 12-digit credit card number found on the front of your card, your name as it appears on the card, the card’s expiration date, and the security code located on the back of the card.
  • Before finalizing the activation process, review the terms and conditions associated with your Kohl’s Credit Card. Once you have read and understood them, check the box to confirm your acceptance.
  • Click on the “Activate” or “Submit” button to complete the activation process. The website will process your information and verify the details provided.
  • After successful activation, you will receive a confirmation message on the website. This indicates that your Kohl’s Credit Card is now activated and ready to use.

Activate Kohl’s Credit Card Via Phone Number

If you prefer not to activate your Kohl’s Credit Card online, you can do so by phone. Follow these steps:

  • Look for the activation phone number on the activation notice that came with your credit card. Alternatively, you can find the number on the back of your credit card.
  • Dial 800-954-0244 activation phone number from your phone.
  • ┬áListen to the automated instructions carefully and provide the necessary information, such as your credit card number, name, and other verification details, as prompted.
  • During the phone call, you may be asked to agree to the terms and conditions associated with your Kohl’s Credit Card. Follow the instructions to confirm your acceptance.
  • Once you have provided all the required information, the system will process the activation request, and you will receive a confirmation that your card is now activated.

Tips and Considerations:

  1. Activation Notice: If you did not receive the activation notice or misplaced it, contact Kohl’s customer service for assistance.
  2. Secure Your Card: Treat your Kohl’s Credit Card like any other valuable payment method. Keep it in a safe and secure place to prevent loss or theft.
  3. Kohl’s Mobile App: Consider downloading Kohl’s mobile app, available for iOS and Android devices. The app allows you to manage your Kohl’s Credit Card account, view rewards, and receive exclusive offers on the go.
  4. Payment Reminders: To maintain a good credit standing and avoid late fees, set up payment reminders for your Kohl’s Credit Card. You can do this through Kohl’s website or the mobile app.
  5. MVC Status: If you plan to earn MVC status to access additional benefits, keep track of your spending throughout the year. Once you achieve MVC status, Kohl’s will notify you of your new cardholder privileges.


1. How do I know if my Kohl’s Credit Card needs activation?

If your Kohl's Credit Card requires activation, you will typically receive an activation notice along with the physical card in the mail. This notice will contain instructions on how to activate your card, either online or by phone.

Can I activate my Kohl’s Credit Card through the mobile app?

Yes, you can activate via mobile app as well.

Is there a deadline for activating my Kohl’s Credit Card?

While it is advisable to activate your Kohl's Credit Card as soon as possible after receiving it, there is usually no strict deadline for activation. However, it's essential to activate the card before attempting to make any purchases with it.

What information do I need to activate my Kohl’s Credit Card online?

To activate your Kohl's Credit Card online, you will need the 12-digit credit card number, your name as it appears on the card, the card's expiration date, and the security code located on the back of the card.

Can I use my Kohl’s Credit Card immediately after activation?

Yes, once you have successfully activated your Kohl's Credit Card, you can start using it for purchases immediately.

Can I activate my Kohl’s Credit Card over the phone anytime?

Yes, the activation phone number is usually available 24/7, allowing you to activate your Kohl's Credit Card at your convenience.

I lost my activation notice. How can I get the activation instructions?

If you have misplaced your activation notice or did not receive it, you can contact Kohl's customer service for assistance. They can provide you with the necessary activation instructions and guidance.

Can I activate my Kohl’s Charge Card with MVC status online?

Yes, whether you have the standard Kohl's Charge Card or the upgraded version with MVC status, you can activate it using the online activation method described in the guide.

What should I do if I encounter issues during the activation process?

If you encounter any difficulties while activating your Kohl's Credit Card, check your provided information for accuracy. If the problem persists, contact Kohl's customer service for further assistance.

Is there a minimum spending requirement for earning MVC status?

yes, 600$ in a year spent then you become MVC

Can I activate my Kohl’s Credit Card in-store?

Yes you can activate via store as well also there are online method available to activate your kohl card.

What happens if I don’t activate my Kohl’s Credit Card?

If you do not activate your Kohl's Credit Card, you will not be able to use it for purchases. Activation is necessary to access the benefits and rewards associated with the card.


The Kohl’s Credit Card offers a plethora of rewards and benefits for loyal Kohl’s shoppers. By activating your card using the simple steps outlined in this guide, you can unlock exclusive discounts, earn Kohl’s Cash, and enjoy extra savings days.

Whether you choose to activate your Kohl’s Credit Card online or through the phone, make sure to take advantage of the convenience, savings, and rewards that come with being a cardholder. With responsible use, the Kohl’s Credit Card can be a valuable financial tool for your shopping needs. Happy shopping and saving!