Creditkarma.com Activate Credit Karma Money Spend Card 

We will need to verify your postal address when you open Credit Karma Money Spend. After you open your account, your new debit card will automatically be sent to the address provided. The US Postal Service will send your debit card to you within 7-14 business days.

Activate your debit card

These steps will allow you to activate your debit card:

  • Log in to your Credit Karma account from your computer or mobile device
  • Navigate to the Spend home screen.
  • Under debit card status Select Activate card.
  • Enter the 4 last digits of your card.
  • The back of your card will have your card number.
  • To access ATMs and make purchases, enter a 4-digit PIN.
  • You’re good to go!

If your card has not been sent,

If you have not received your card in 15 days or more since opening your account, please contact us to verify your address and send a new card.

Require a new card

You can request a new debit or credit card by calling:

You can access your Credit Karma Money Spend account.

  • Choose Settings
  • Choose Debit Card & ATM Use.
  • Select Request a New Card.

To confirm you wish to have a new postcard sent to your postal address, click on the confirmation screen.

Can I lock my debit card?

A debit card lock acts as a pause button. This temporary lock puts a hold on your debit card so that no one can use it for purchases.

It is easy to lock and unlock your debit card online or through the Credit Karma mobile application.

  • Log in to Credit Karma and select the Money tab.
  • Tap the toggle under Debit Card & ATM to lock your card. Your card has been temporarily inactive and is now locked. Your card can be unlocked at any time.
  • When you’re ready for your card to be unlocked, tap the toggle once more.
  • You can request a replacement card by clicking Request a new Card if your card is lost or stolen.
  • I need a new debit card
  • You can request a replacement card through your Credit Karma account.

To request a debit card upgrade:

You can access your Credit Karma Money Spend account.

  • Choose Settings
  • Choose Debit Card & ATM Use.
  • Select Request a New Card.
  • To confirm you wish to have a new postcard sent to your postal address, click on the confirmation screen.
  • Your old card will be immediately disabled when you order your new one.